In this issue:

Words From The Chair -- Roger Rioux

  From The Editor -- Pam Libby
         -- Important Dates
         -- Photos From the Annual Meeting
           -- Underwriters Mini-Reunion         
         -- Unum Retirees Website

UNUM RETIREES -- Volunteers.  by Beverly J. Dahms
        
Our Dearly Departed.  by Bob Anastasoff

 Some "Fun Senior Stories & Jokes"
         From Ruth Myer